A soft modem having a plurality of selectable operational modes. A campaign-triggering event is detected, which triggers contact of prospective third-party payers for a resident of a CEF in order to encourage such prospective 3rd-party payers to establish 3rd-party payment accounts for the resident. An evaluation unit coupled to the sensor element generates at least one switching element that corresponds to a desired magnet position. Related wireless terminals and systems are disclosed. A predictive dialling system receives status signals from each agent station and predicts from the status signals and statistical information regarding the number of calls previously made, how many new calls should be dialled to enable agents who have finished their previous call by the time the calls are answered to take the new calls.