A wagering system may include a server, an application server, a client device, and a terminal. In one embodiment the system includes a local authority to receive data using a first protocol from the medical devices and convert the data to a second protocol, a central authority in communication with the local authority, and a user interface, in communication with the central authority. Horizontal and vertical post-tensioning sleeves are provided in the side panels for receiving post-tensioning tendons. The dielectric layer covers the sustain and scan electrodes. The step of forming the silicon oxide film includes oxidizing the silicon nitride film with a plasma oxidation method or a radical oxidation method. Memory storage devices can then be formed within the openings and in electrical contact with the storage node contact locations.