An automated business process system and method for transferring money funds with a computer machine system that receives, processes and transmits account information data to effect money transfers from human sender’s debit card accounts to human recipients debit card accounts. According to one embodiment, a gaming device includes a game display for presenting a game having one or more winning game outcomes. The apparatus comprises a memory, an interrupt unit and a logic circuit. The feedstock may be selected from soy, coconut, corn, cotton, flax, palm, rapeseedcanola, safflower, sunflower, animal fats, waste greases, and mixtures thereof.