An Internet-implemented computer system and method for providing an automated insurance package that starts with builder’s risk coverage initiated either by the homebuilder that builds the home or by the lender that finances the home construction. With the proliferation of IP based services, specifically Voice over IP, problems emerge with the reliability of the access points providing telecom services. Each of the plurality of register files includes a plurality of registers and the plurality of register files are coupled to the plurality of instruction execution units.