These and other objects of the invention are accomplished by providing a fingerprint identification creditdebit card system where a bitmap generated from a scan of the user’s finger, in combination with a user selected and changeable PIN, is the only data associated with the card. The standardizing includes recoding of the categories by providing a unified set of categories reflective of similar categories found among the one or more databases, if any. In contrast, Y1 to Y4 of the compounds of Formulas I and II may be characterized as electron donating groups. The pivot shaft rotatably connects the cover to the receiving seat for allowing insertion and removal of the surface contact card. A fiber optic connection circuit is in operative communication with the controller and includes one or more types of logic devices and one or more types of fiber optic channels. The cache is configured for storing input data blocks.