A deferred-type payment approach facilitates transaction card management and processing. In addition, a method is provided for preventing, inhibiting or treating diseases or disorders associated with metabolic dysfunction or which are dependent upon the expression of a T3 regulated gene, wherein a compound as described above is administered in a therapeutically effective amount. One of these partitions may be a read-only partition that is normally accessible only for read accesses. Groups of devices are \u201czoned\u201d together and frame filtering ensures that restrictions placed upon communications between devices within the same zone are enforced. The Decomposition Method is based on a special splitting of the sound field into primary and secondary components.