The present invention has an object to provide a binder insert enabling a photograph to be mounted without using adhesive and the like and to write memos as needs arise. The LCD device having the array substrate with a top gate type TFT can be fabricated with a reduced number of masking or sputtering processes, thereby reducing the fabrication time of the LCD device and increasing the yield of the LCD device. The ISL licensing approach can be applied in the distributed Processing Entities systems and also in the Virtual Machines based cloud computing model. Completed standardized tests are received, and are identified by reading machine-readable identifiers. The spent roll is then rolled into one cartridge section externally; and the two cartridge sections are coupled together to encase the spent roll for disposal.