A method is provided for optimizing healthcare and retirement benefits for an employee. One or both of the ortho groups on the lower C9 phenyl ring is ortho substituted with a group selected from alkyl, heteroalkyl, alkoxy, halo, haloalkyl, amino, mercapto, alkylthio, cyano, isocyano, cyanato, mercaptocyanato, nitroso, nitro, azido, sulfeno, sulfinyl, and sulfino. A crystal lattice plane that causes reflection is parallel to the reflective surface at any point on the reflective surface. A box having foldable tabs for securing the materials to each other is also disclosed herein. The gripper then releases the product which slides down a chute into a delivery port for customer pick up. The catalyst has both a hydrogenation and a ring-closing function.