The present invention is directed to an integrated circuit having an increased gate coupling capacitance. A device may receive one or more images of a claimed object, such as a building or vehicle, compare the images to reference images and generate an estimate of financial damages to the object. This is achieved by making use of three-terminal adjustable regulators. The card carriage is configured to receive a first card from the first card hopper when in the first position and a second card from the second card hopper when in the second position.