Accommodating the data needed to process checks for payment under the Check Clearing for the 21st Century Act by using expanded fields of a financial data file. A system can include a processor, a user interface, a display, and a camera. The method further includes analyzing the detected radiation for a presence of items of interest, and in response to the analyzing, generating a first signal indicative of the presence of the items of interest, or generating a second signal indicative of an absence of the items of interest. In another aspect, a higher pass voltage is applied to unselected word lines during the reprogramming.