A semiconductor device according to the invention is a semiconductor device which includes a low dielectric constant film of which the relative dielectric constant is less than 3. The top section is releasably coupled to at least one of the side sections and pivotable with respect to at least one of the side sections. Packet FEC is an error correction coding method at the packet level to improve link transmission reliability. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The bottom shield comprises an insulating material and electrically isolated sections of conductive material embedded within the insulating material.