A method of making a personal care product that is capable of dispensing a composition onto a surface in the form of a film without the use of an additional applicator. Each module includes at least one fiber optic connector. Such adjustments allow the user to tune the antenna to meet new or unforeseen coverage issues. The settlement center performs a settlement process if the password is a registered password and the first and second signals are identical to each other. Related apparatus and methods are also described.