A method according to some embodiments of the present invention provides for a game server to receive policy requirements of a user for a gambling loss insurance policy from a terminal. More particularly, the cluster is provided with a skinny stack application for selecting a processor node, to which a connection will be established, after consideration has been given to the TCP port numbers that the processor node is listening for. Each of a plurality of components in the stochastic vector generally has a respective random value. The request is honored by the enterprise server and a response is generated. With a large number of fields, each having a large number of information elements, cells are generated recursively.