A system and method for enabling a dual interface smart card reader to be able to determine if data should be read from a smart card using wireless technology or touch technology, even when the data can be accessed through wireless technology. The resultant MCM-58 is useful in a variety of hydrocarbon conversion reactions including toluene disproportionation, transalkylation of aromatics, reaction of paraffins with aromatics, paraffin isomerization and alkylation of aromatics with olefins. In one embodiment, a dealer may utilize the system to manage its inventory, obtain and manage credit history information about potential customers, help customers apply for credit, transact credit applications and credit approvals with various lenders, submit applications to multiple lenders, select from among the accepting lenders, and manage forms used to complete a transaction. The virtual media library can represent the portions of a physical media library to which the host is allowed access.