The present invention relates to a noninvasive medical pulsimeter sensor using magnetic thin films. The valves have adjustable full-open flow rates and rapidly move from full-open to full-closed in response to a digital signal. Upon establishing a secure communications channel with the consumer device, the payment processor network receives non-financial electronic content from a merchant at the payment processing network where the non-financial electronic content is selected at the merchant by a user associated with the consumer device.