An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The plurality of dynamic events may include, for example, at least one of stochastic customer shopping traffic, an uncertainty of order size, a customer preference of a product feature and demand forecast, an inventory policy, a sourcing policy and a supply planning policy, and a manufacturing lead time. The dosing mechanism connects with the beginning end of the first air-drying mechanism whose terminal end communicates with the beginning end of the second air-drying mechanism, with a discharge port is arranged above the communicating position. The device includes a handle associated with the first and second springs in order to impose selectively the desired delivery pressure value, between a minimum value and a maximum value of pre-calibration, the pressure value being proportionally correlated with a predetermined resilient load exerted on the diaphragm. A safeguard is set on the voltage command value when the latter is becoming smaller than the lower limit or greater than the upper limit. The center mirror has a smaller diameter than that of an opening of the reflector.