A clip-on magnifying lens attachment for glasses, which allows people with poor eyesight to read small print. The pigment particles have surface functionalized anionic groups. External routers connecting to terminals exchange OSPF and BGP routing protocol packets only with the central route-server. The voltage-controlled oscillator may be utilized in a phase-locked loop of clock recovery circuit in an integrated circuit, and in numerous other applications. The invention also relates to a catalyst composition having at least a low acidity refractory oxide binder, which binder is essentially free of aluminum, metallosilicate crystallites and a hydrogenation component, wherein the weight ratio of the metallosilicate crystallites and the binder is between 5:95 and 35:65. Thereafter, the in-vehicle device acquires an image and sound acquired by an application being executed on the portable terminal from the portable terminal, with which wireless communication has been established.