A quarterly index projects geographic market risk for 200 MSAs over the next four to eight quarters. The aim of the invention is to remove the disadvantages mentioned in the description while providing an advantageous method. A clamp pin coupled to the base and configured to engage the clamp loop of the toggle clamp. Since the largest component of stress within the insert produced by an impact with a ball is typically compressive hoop stress, which is directed substantially circumferentially about the insert, the circumferential layers are able to withstand the majority of the stress produced by an impact. The dispatch communication session can execute within the native environment without exiting the JAVA ME environment.