A processor includes a first circuit and a second circuit. An interface is provided between a merchant or the merchant’s bank and the bank or banks at which the consumer has accounts for card-based transactions. A transducer and a thermal actuator each may be disposed within the first ABS region. An event registers an execution condition of the motion instruction. In some embodiments, the lateral guard collapses toward the top guard when moved from its non-cutting position to a cutting position.