A Life-Time Value system is a data-driven computer-facilitated financial model that provides accurate and consistent profitability projections using current period account level profitability data stored in a Relational Database Management System. A threaded cap holds flanges on the tube tight against the opening of each bottle. A blade member has middle plate and a pair of lateral walls that are attached to and are coextensive with the middle plate. Both still images and video images can be generated. Comparison of the exposure of the emulated web visitor to advertisements in each of the sub groups may be analyzed to indicate whether the agreements are properly executed and the reward is properly given.