An information processing apparatus provides simplified operation relating to switching of information input modes in an electronic camera. Point of sale terminals are designed to accept a form of credit card with a consumer’s bank account information encoded thereon or in the alternative to read the MICR number from a consumer’s check in order to verify that a consumer has an appropriate balance to conduct the transaction with a given merchant. Indeed, the art is directed at permitting mobile subscriber access to, among others, third party content and services with the simplicity and convenience of such charges appearing on either mobile phone bill, or decremented from said mobile subscriber’s pre-paid account.