A hand-held ratchet tool has first and second elongated handles with free first ends and second ends pivotally coupled together. The thermal contraction coefficient differential is maintained within a predetermined range during drawing. A wide range of polymers can be used in the system as the polymeric material including polyurethane, polypropylene, polystyrene, polyester, and polyethylene. A first material is disposed within said wall cavity from the foundation to a location below the top of the wall structure.