The present invention provides an article comprising: a substrate having a surface and comprising electrodeposited copper foil or copper alloy foil; an adherent layer serving to promote adhesion, comprising at least one organophosphonate or salt thereof covalently bound to the surface; and a functional layer, comprising at least one polymer bound to the adherent layer. A wash basket is received within the tub and is configured for receipt of articles to be washed. A phase adjusting element partially changes a phase of wavefront of the optical beam. The merchant retrieves the payment, or portion thereof, upon presentation of the merchant user device to a facility operably connected to the online account.