A novel and useful apparatus for and method of minimizing the phase distortions experienced at the output of a phase locked loop by dithering of its input frequency reference to overcome additive interference that is parasitically suffered on it. The apparatus analyzes the document and recognizes the size of a font contained in the document. The server is further configured to evaluate risk, based on a plurality of predetermined parameters, and to provide both a qualitative and quantitative scoring-based risk assessment of the individual, and to output the results of the risk assessment to a display of the mobile electronic device. An embodiment time to current converter circuit is disclosed. Voltage translation circuitry translates the low voltage current source signals into higher voltage signals which are used to translate the substrate voltage from its negative value to a positive value so that the substrate voltage may be compared to a reference voltage using a conventional comparator.