A process, system, software arrangement and storage medium are provided for facilitate an ability to determine a repayment value on a loan andor an investment for an asset. The apparatus includes first and second electrodes positioned with a spaced apart relationship. sec so as to obtain a hot-dip Sn\u2014Zn coated steel sheet, measuring a differential scanning calorimetric curve of the hot-dip Sn\u2014Zn coated steel sheet by a differential scanning calorimetry, and distinguishing whether the hot-dip Sn\u2014Zn coated steel sheet has an objective microstructure by the measured differential scanning calorimetric curve. The low k dielectric layer is then treated with a H2 plasma which converts some of the Si\u2014O and Si\u2014CH3 bonds near the surface to Si\u2014H bonds, thereby further lowering the dielectric constant and increasing thermal stability that improves breakdown resistance. The centralized processor accesses and controls the conditioned discretes transmitted over a common hardware connection for use in system feedback and control. An upper end of each of the two resilient clips is integrally formed with an upper end of the resilient piece and protrudes outward to form a press portion.