An annular body, and method of making same, comprising at least one wear surface portion, the portion comprising a plurality of layers held in a matrix, each layer consisting essentially of fibres which extend generally in one direction and parallel to each other and from the centre of the body to the periphery, whereby the wear of that surface portion is improved. The network can be optical or constructed with RF microwave links. Additionally, the metadata may be formatted using an eXtensible Markup Language. This system and method is particularly suited for use in a vehicle having a rear window which is pivotable between an open position and a closed position and where a rear window wiper is desired or required. The device includes an apparatus for reading the payment particulars, a central processing unit to which the reading apparatus is connected, a modem for establishing a telephone link with the server center, and an apparatus for dialing telephone numbers such that the dialing apparatus is associated with the modem. Based on medical conditions claimed by a claimant, medical evidence queries are automatically generated to provide instructions to medical providers for conducting physical exams and laboratory tests and for retrieving medical records.