A tilt-swivel stand includes a base member, a movable member mounted on the base member, and a connecting mechanism for connecting the base member to the movable member. One of a plurality of potential credit migration paths may then be selected for the consumer based on the supplemental information. In multiple transducer assemblies, two respective transducer bodies can be combined to form a common transducer body and the transducer bodies comprise flow channels, through which pressurised coolant can flow. The capacitive degeneration offsets extra capacitance, which enables an increase of the maximum operating frequency for a given process, and which enables the VCO to be less sensitive to operating conditions. the male coupler, being removably connected or disconnected.